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Personal Finance

Rent vs. Buy Calculator

Compare the true cost of renting vs. buying over a set time horizon.

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🏠 Housing

How to use this calculator

Buying usually wins after 5-7 years. Below that, renting often costs less.
Factor in maintenance costs of 1-2% of home value per year.
Down payments below 20% typically require PMI — an extra $100-300/month.
Closing costs average 2-5% of the home price on top of your down payment.

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